Category: Education/Classes for First Time Home Buyers

Kentucky Fannie Mae and Freddie Mac First Time Home Buyer Education Requirements

 Kentucky Fannie Mae and Freddie Mac First Time Home Buyer Education Requirements

 Kentucky Fannie Mae and Freddie Mac Home Possible Education Requirements

Home Possible

® Mortgages Homeownership Education Requirements

Home Possible homeownership education requirements, including:

 • AIG United Guaranty’s

The Road to Home Ownership® at

Genworth Financial’s homebuyer education series at

 • MGIC’s Buyers Ed program at

 • PMI’s homebuyer education at

• RMIC’s pre-homeownership education course at

 Homeownership Education Providers

 Many affiliates/members of national organizations provide homeownership education and counseling:


• NeighborWorks® America at

• Housing Partnership Network at

 • National Council of La Raza at

 • National Urban League at

 • Local Initiatives Support Corporation’s (LISC) at

 • The Enterprise Foundation at

• National Coalition for Asian Pacific American Community Development at


Other Helpful Resources

 The Department of Housing and Urban Development (HUD) lists non-profit organizations with HUD-approved counselors at We recommend that this HUD designation be considered along with other factors when deciding if a specific homeownership education program is sufficient

 Guidance on Additional Sources for Homeownership Education

 We recommend utilizing a comprehensive curriculum containing the minimum core content specified by the National Industry Standards for Homeownership Education and Counseling ( Those topics include:


• Assessing Readiness to Buy a Home

• Budgeting and Credit

• Financing a Home

• Selecting a Home

• Maintaining a Home and Finances

• Budgeting for Homeownership

• Sustaining Homeownership and Avoiding Delinquency


Freddie Mac’s CreditSmart Resources

 Several CreditSmart ( modules can be combined and deployed as live, instructor-led sessions by your organization, provided the following modules are included: