Category: Documents needed for Kentucky Mortgage Loan Approval

24 New Fannie Mae Homes in Kentucky Government Foreclosures 2017


gdsgdsgdfgd01414_ayaynqojqrd_600x450gfgfsdgfsgsdfgdsgdsfgdf

Louisville Kentucky Mortgage Lender for FHA, VA, KHC, USDA and Rural Housing Kentucky Mortgage: Kentucky General Mortgage Guide for Underwriting A…: Kentucky Mortgage Underwriting Guidelines Understanding  Mortgage mortgage underwriting guidelines will help you understand your loan opt…


Posted By Blogger to Louisville Kentucky Mortgage Lender for FHA, VA, KHC, USDA and Rural Housing Kentucky Mortgage

Address Location Type Status Price Beds Baths
Previous Next
114 Dakota Cir
Carrollton, KY
Carrollton, KY 41008
Single Family Just Listed $119,900 3 2 First Look Program
4516 Amerivan Ct
Louisville, KY
Single Family Just Listed $198,900 4 2 First Look Program
1530 Spring Creek Dr
Murray, KY
Single Family Just Listed $299,900 3 3 First Look Program
3508 E 6th St
Owensboro, KY
Single Family Just Listed $63,000 3 1 First Look Program
10823 Muirfield Ct
Union, KY
Single Family Just Listed $158,500 2 4 First Look Program
843 Button Knob Rd
Liberty, KY
Single Family Just Listed $92,500 4 2 First Look Program
1557 Dunbar Leetown Rd
Morgantown, KY
Single Family Just Listed $134,500 3 2 First Look Program
563 Saint Andrews Rd
Brandenburg, KY
Single Family Just Listed $155,000 3 3 First Look Program
362 Pollitt Cir
New Castle, KY
Single Family Just Listed $64,500 3 2 First Look Program
931 Robin Cir
Radcliff, KY
Single Family Just Listed $116,500 3 2 First Look Program
114 Indian Trace Rd
Cadiz, KY
Single Family Just Listed $154,000 4 3 First Look Program
2589 Oregon Rd
Salvisa, KY
Single Family Just Listed $247,500 5 5 First Look Program
12 Crestwood Ave
Newport, KY
Single Family Back on Market $87,000 2 1
727 Agawam Rd
Winchester, KY
Single Family Back on Market $129,900 4 3 First Look Program
40 Beech Dr
Ft Mitchell, KY
Single Family Back on Market $84,500 3 2
313 Shakers Landing Rd
Harrodsburg, KY
Single Family Back on Market $142,500 3 2
8854 Valley Circle Dr
Florence, KY
Single Family Back on Market $118,800 3 2
163 Falls Ln
Shepherdsville, KY
Single Family Back on Market $99,900 4 1
213 Ridge Pole Rd
Brandenburg, KY
Single Family Price Reduced $199,900 4 4
1520 Bryan Rd
Boaz, KY
Single Family Price Reduced $117,500 4 3
8 Davenport Ln
Williamsburg, KY
Single Family Price Reduced $85,000 3 3
414 Village Dr
Frankfort, KY
Single Family Active $165,000 4 4
120 Ridgemont Rd
Paducah, KY
Single Family Active $94,500 3 3
3445 Bonny Lea Ct
Louisville, KY
Single Family Active $129,900 3 2 First Look Program
6003 Murnan Rd
Newport, KY
Single Family Active $77,500 3 2
21 Highway 578 N
Annville, KY
Single Family Active $99,900 4 2 First Look Program
11501 Flowervale Ln
Louisville, KY
Single Family Active $74,900 3 1
146 Grand Oak Blvd
Shepherdsville, KY
Single Family Active $255,000 4 3
18 Alice Dr
Greenup, KY
Single Family Active $75,000 4 2.5
424 E Union St
Hartford, KY
Single Family Active $98,900 4 2
2024 Woodmere Ct
Hebron, KY
Single Family Active $169,900 4 3
1927 Brooklyn Chapel Rd
Morgantown, KY
Single Family Active $89,900 3 2
112 Valley Brook Dr
Frankfort, KY
Single Family Active $85,000 3 2
250 Commerce St
Hardin, KY
Single Family Active $69,900 4 2
421 Newby Rd
Richmond, KY
Single Family Active $109,900 4 2
136 W Main St
Mount Sterling, KY
Single Family Active $115,000 5 2
2440 Lancaster Rd
Richmond, KY
Single Family Active $299,900 4 5
3510 Mcneil Rd
Boaz, KY
Single Family Active $249,000 3 2
145 Douglas Ave W
Stanford, KY
Single Family Active $115,000 3 2
418 A Mckinney Rd
Glasgow, KY
Single Family Active $72,500 2 1
532 Park Ridge Dr
Richmond, KY
Single Family Active $269,900 4 4
96 Cross Creek Farms Rd
Benton, KY
Single Family Active $209,500 5 4 First Look Program
3401 Wolf Creek Rd
Williamsburg, KY
Single Family Active $83,500 3 1

 

unnamed-2

11 New Fannie Mae Homes in Kentucky Louisville Kentucky Mortgage First Time Home Buyer


unnamed-42

 

unnamed-2

You have subscribed to receive alerts in Kentucky.

$145,000Just Listed

1520 Bryan Rd
Boaz, KY 42027

3 Beds |2 Baths | 1421 sq. ft.

View Property

$292,500Just Listed

3510 Mcneil Rd
Boaz, KY 42027

4 Beds |2 Baths

View Property

$126,900Back on Market

7016 Maple Leaf Dr
Maysville, KY 41056

3 Beds |2 Baths | 1680 sq. ft.

View Property

$74,900Price Reduced

313 Town Branch Rd
Manchester, KY 40962

3 Beds |2 Baths | 1248 sq. ft.

View Property

$15,000Price Reduced

2030 Clay St
Paducah, KY 42001

4 Beds |2 Baths | 1660 sq. ft.

View Property

$85,000Price Reduced

20763 Highway 190
Frakes, KY 40940

3 Beds |2 Baths | 1475 sq. ft.

View Property

$21,900Active

210 N 35th St
Louisville, KY 40212

2 Beds |1 Baths | 1119 sq. ft.

View Property

$325,000Active

15500 Pfanstiel Rd
De Mossville, KY 41033

3 Beds |4 Baths | 3389 sq. ft.

View Property

$72,500Active

3522 Alpha Ct
Erlanger, KY 41018

5 Beds |3 Baths | 1919 sq. ft.

View Property

Coming Soon

1924 Northern Dancer Ct
Owensboro, KY 42301

3 Beds |1 Baths | 1160 sq. ft.

View Property

Coming Soon

2885 Laton Turner Rd
Upton, KY 42784

3 Beds |2 Baths | 1800 sq. ft.

Joel Lobb
Senior Loan Officer
(NMLS#57916)

American Mortgage Solutions, Inc.
10602 Timberwood Circle, Suite 3
Louisville, KY 40223

phone: (502) 905-3708
Fax: (502) 327-9119
kentuckyloan@gmail.com

http://www.mylouisvillekentuckymortgage.com

Louisville Kentucky Mortgage Lender for  FHA, VA, KHC, USDA and Rural Housing  Kentucky Mortgage

Louisville Kentucky Mortgage Lender for FHA, VA, KHC, USDA and Rural Housing Kentucky Mortgage
I specialize in Kentucky FHA, VA, USDA & Rural Housing, KHC and Fannie Mae mortgage loans. I have helped over 589 Kentucky families buy their first home and refinance their current mortgage for a lower rate; First time buyer $0 money down still a

USDA Lowers Loan Costs for Kentucky Home Buyers and Home Owners


USDA and Rural Development Lowers Loan Costs for Kentucky Home Buyers and Homeowners
imagescaldwcph.jpg

Under the new guidelines, effective October 1, 2016, USDA announced it will lower its upfront fee from 2.75 percent to 1 percent of the total mortgaged amount. The annual fee will also be reduced from 0.50 percent to 0.35 percent. This change is in effect until September 30, 2017.

USDA Rural Development and its loan program strive to help more families achieve the American dream of homeownership by providing qualifying borrowers the opportunity to own a primary residence in eligible rural areas.

If you or someone you know would like to see if you qualify for a USDA loan, or if you have any other questions about home loans, feel free to call or email me today.

Sincerely,
 

Joel Lobb
Senior  Loan Officer

(NMLS#57916)

 

American Mortgage Solutions, Inc.

10602 Timberwood Circle, Suite 3

Louisville, KY 40223
text or call phone: (502) 905-3708

entuckyloan@gmail.com

 

 

http://www.mylouisvillekentuckymortgage.com/

fha-pre-qualification-quote

Kentucky FHA Mortgage Guidelines


Kentucky FHA Mortgage Guidelines.

via Kentucky FHA Mortgage Guidelines.

Current Guidelines for Louisville Kentucky Mortgage programs including FHA, VA, KHC, USDA, and Fannie Mae Home Loans in the State of Kentucky
NMLS# 57916
502-905-3708
kentuckyloan@gmail.com

Joel Lobb
Senior  Loan Officer

(NMLS#57916)
 
 phone: (502) 905-3708
 Fax:     (502) 327-9119
 
 Company ID #1364 | MB73346

 

INFORMATION needed for your Kentucky Mortgage Application FHA, VA, USDA, RHS Conventional Fannie Mae !


INFORMATION
needed for your
Application!

 Kentucky Mortgage Application FHA, VA, USDA, RHS, Rural Housing and Conventional Fannie Mae !

  • W-2 employed:
        Residence Address – 2 years history

    Employers

        Information – 2 years history
        Last 2 Years of W-2s and Tax Returns
          One Month Pay Stubs, with

    Year-To-Date

        Figures
        Last 3 Months Bank Statements
          Name, Account Numbers for

    Loans

          and

    Credit Cards

          Information on all

    Real Estate

        Owned
        Check for Credit Report and Property Appraisal

     

  • Self Employed: (Additional)
        Current P& L
          Last 2 Years of

    Business Tax

        returns
        Last 3 Months of Bank Statements on Business
        Corporate/Partnership K-1 tax returns (If applicable)

     

  • VA Applicant: (Additional)
        Certificate of Eligibility

    DD-214
    Photo ID

        and Social Security Card

     

  • FHA Applicant: (Additional)
        Photo ID and Social Security Card

     

     

  • Credit
        Landlord Name, Address, Phone. Payment History must be obtained for credit.
        Letters of Explanation covering Gifts, Gap in employment, Bankruptcy, Credit problems, Others.

     

  • Additional Information: (If Applicable)Divorce Papers
        Bankruptcy Discharge
        Letters of Explanation for Slow Credit
        Leases, When Income derives from Rental Income
        Blue Prints, Contractor Resume and References
        Contracts on Land, Utilities and Upgrades
        Child Support, Alomony, Social Security, Retirement Income.

     

>DOCUMENTS AND INFORMATION NEEDED FOR KENTUCKY MORTGAGE APPLICATION APPROVAL


>DOCUMENTS AND INFORMATION NEEDED FOR KENTUCKY MORTGAGE APPLICATION APPROVAL

1.Picture ID for all borrowers. Driver’s license and sometimes a second ID is required if your name has changed recently or there is a discrepancy on your credit report. A social security card may also be required.

2. recent pay stub for all borrowers covering last 30 days (all jobs). If you get paid twice a month, need 2 pay stubs to cover the 30 days.

3. Most recent two years of W2s, 1099s and 1098s for all borrowers (all jobs and income).

4. Self Employed? Need all pages of individual Federal Tax Returns for most recent two years including all forms and schedules. Include Corporate Tax Returns if applicable. Sign and date the return before sending.

5.Other income documentation. If you receive other income that you are using to qualify for your loan, we will need documentation of the income itself and that it is likely to continue for three years.

6. 2 months most recent checking and savings statements (all pages). If the first page says “page 1 of 5”, we need all five pages even if blank. Prints provided by a bank teller are acceptable if they have the account number, the account holder’s names, all withdraws/deposits, ending balance, name of the depository institution and the teller “certify” the print-out by signing and dating it. *

7. Most recent retirement account statement: IRAs, 401ks, 403bs, deferred compensation (all pages). If the first page says “page 1 of 5”, we need all five pages even if blank. *

8. Most recent statement for other asset accounts: stocks, money markets, mutual funds (all pages).

If the first page says “page 1 of 5”, we need all five pages even if blank.

*ON-LINE DEPOSITORY ACCOUNTS OR PORTFOLIO STATEMENTS*

On-line depository or portfolio statements obtained directly from the Internet may be acceptable if all of the following are evident: 1. Borrower clearly defined as account holder 2. URL address identifying the source of information 3. Name of the depository or investment institution 4. Account number 5. Time period covered by statement 6. All deposits and withdrawal transactions for depository account or all purchase and sale transactions for a financial portfolio account 7. The ending balance

Applying for a Kentucky Housing Loan or Down Payment Assistance? If yes, need last 3 years of Federal tax returns – all pages.

Bankruptcy in the last 7 years? If bankruptcy in the last 4 years we will need your discharge letter and all of your bankruptcy papers including list of debts discharged. If over 4 years we just need copy of the discharge letter.


The following information will be required for the application:


Complete home address for the most recent two years.


List of employers for the most recent two years, including address, phone number and job title.


List of all debts, including child support, student loans


If obtaining a gift, the full name, address and telephone number of the donor(s).

Documents Needed for a Mortgage Loan Approval in Kentucky-

VA Mortgage Loan Checklist

The following is a list of documents that may be required to process your VA mortgage loan:

•One full month’s worth of pay stubs

•Last 2 years W-2’s

•If self employed: Last 2 years tax returns with all schedules (if you are using commission, dividend or rental income to qualify then you will also need to provide your tax returns)

•Address and phone number of all employers for the last two years.

•Address and phone number for all landlords for the last two years.

•Copy of your DD214

•Your Original VA Certificate of Eligibility (we can help you get this if needed)

•Copies of social security, pension, and/or retirement award letters (if applicable)

•Last two months bank statements for all accounts

•Documentation to support your funds to close

•Explanation for any derogatory credit (if applicable)

•Bankruptcy and discharge paperwork (if applicable)

•Divorce decree and settlement paperwork (if applicable)

Call us today if you have questions about what you need for a home loan: 502-905-3708 or email us mailto:kentuckyloan@gmail.com–      %20-Stop Stop  by our office at 107 South Hurstbourne Parkway Louisville Ky 40222

DOCUMENTS AND INFORMATION NEEDED FOR KENTUCKY MORTGAGE APPLICATION APPROVAL