Category: Community Links

>Kentucky First Time Home Buyer Programs 2011


>Kentucky First Time Home Buyer Programs 2011.

Helpful Mortgage Links for Kentucky Homeowners and Kentucky Homebuyers


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Kentucky Down payment Grants for buying a home


Kentucky Down payment Government grants for buying a home

Here are some links for government grants for buying a home in Kentucky.

The Kentucky Housing Corporation offers:
http://www.kyhousing.org/

Homeownership Programs http://www.kyhousing.org/programs/

Counseling Resources http://www.kyhousing.org/programs/counseling/

Habitat for Humanity – Through volunteer labor and donations of money and materials, Habitat builds and rehabilitates simple, decent houses with the help of the homeowner (partner) families
http://www.habitat.org/local/

Federal Home Loan Bank of Cincinnati – serves Kentucky residents by offering various home buying programs including Welcome Home grants. For more information, you may call 1-888-345-2246
http://www.fhlbcin.com/05_WelHomPro.asp

Kentucky Area Development Districts (ADDs) – provide housing services to support Kentucky residents 
http://www.bgadd.org/index1.html

Kentucky Association for Community Action) – helps to fund housing programs for low-income residentshttp://www.kaca.org/Programs_Services/Housing_Programs/housing_programs.htm

Federal Appalachian Housing Enterprise (FAHE) – provides housing assistance in rural, low-income, Appalachian communities 
http://www.fahe.org/

Housing Partnership, Inc. – provides affordable housing services for residents of Jefferson County
http://www.housingpartnershipinc.org/

New Directions Housing Corporation – provides affordable housing assistance and services to resident of Jefferson County and Southern Indiana 
http://www.ndhc.org/index.html

HUD Community Development Block Grants (CDBG) – Kentucky contacts – HUD provides grant money to communities and those funds may be used to assist homebuyers

HUD HOME Program – Kentucky contacts – HUD provides grant money to communities designated as participating jurisdictions for assisting homebuyers, rental assistance, and other housing initiatives



Kentucky Down payment assistance 

Below are down payment assistance programs that may be used to buy a home in Kentucky.

Nehemiah – down payment assistance program for buying a home with no money down.

HART – down payment assistance program allows you to buy a home with no money down.

Neighborhood gold – this is another down payment assistance program that allows you to buy a home with no money down.

Bad credit loans for buying a home or refinancing.

There are many mortgage lenders who specialized in bad credit loans for buying a home in Kentucky or refinancing. Use the link below to complete a form from our partner LendingTree and receive offers from lenders who maybe able assist you.

Bad Credit Mortgage Loansns – these types of mortgages are for those individuals  with the following types of issues:

  • bankruptcy in the last 2 years
  • foreclosure in the last 3 years
  • low credit scores below 620

(not sure what your credit score is, get a Free Credit Report)


Kentucky Mortgages and Home Loans

These website can assist your with obtaining mortgages for buying a home in Kentucky.

Kentucky FHA loans – government insured mortgages that allow you to buy a home with only 3% down payment.

Kentucky VA loans – if you are a veteran, you may buy a home with no money down.

Kentucky Conventional Loans – any mortgage loan that requires 5% down payment and is less than $417,000 for a single family home.

Louisville Ky Jumbo Loans – any mortgages where the loan amount is higher than $417,000 for a single family home.

Mortgages – this site has information regarding fannie mae and freddie mac conventional loans.

Mortgage Calculator

Use this mortgage calculator to calculate the monthly mortgage payment based on the required loan amount, current mortgage rates, and loan term of various types of mortgages you research on this page.

Louisville Kentucky Home Buying Community Links


Louisville Kentucky Home Buying Community Links

 

State of Kentucky

Commonwealth of Kentucky

Kentucky Department of Revenue

Kentucky PVA Offices

Kentucky Transportation Cabinet

Kentucky Office of Homeland Security

Jefferson County, KY

Jefferson County Sheriff

Jefferson County Clerk

  • Marriage Licenses
  • Drivers License
  • License Plates
  • Past Due Real-Estate Taxes
  • Online Land Records

Jefferson County Circuit Court Commissioner’s Sale

Jefferson County Public Schools

Louisville Metro Services

Louisville Metro Government

Metro Sewer District

Louisville Water Company

Louisville/Jefferson County Information Consortium (LOJIC)

Louisville Free Public Library

Louisville Business Associations

Greater Louisville, Inc. Chamber of Commerce

Better Business Bureau

Louisville Kentucky Visitors Bureau

Metro Mapper

Louisville Waterfront

Louisville Downtown Management District

Transit Authority of River City (TARC)

Louisville Regional Airport Authority

Finding A Home In Louisville

U.S. Census Bureau | Profile of Selected Housing Characteristics

Home Builder’s Association of Louisville

HOMEARAMA

Greater Louisville Association of Realtors

Louisville Regional Property Locator & Market Information