>Kentucky FHA Requirements: Your Loan Checklist


>Kentucky FHA Requirements: Your Loan Checklist

Prepare for a Smooth Application Process

Before you start the Kentucky FHA loan process, be prepared to provide some information to your loan officer. Have it ready now to save time later.

 

Louisville, Ky Mortgage Lenders: For a Quick Easy Loan Approval:Have These Items Ready…

 

Employment

____ Name and address of employers for the past two years
____ Copy of pay stubs for the previous 30 days
____ Copy of last two years w-2 forms
        (if commissioned or paid by 1099, copy of last two years complete tax returns)
 

Self-employed

____ Copy of last two years tax returns (personal and corporate);
        year to date P&L and Balance Sheet through the most recent quarter
 

Liabilities

____ Name and account numbers for all revolving and installment accounts
____ Name and account number for all mortgage loans for the previous two years
____ Name and address for landlords for the previous two years
 

Assets

____ Name, address, and account number for all bank accounts
____ Name, address, and account numbers for all brokerage accounts
____ Copies of statements covering last 3 months on asset accounts
____ Copy of most recent statement for 401K, Savings Plan, etc.
 
 

Miscellaneous

____ Copy of driver’s license and social security card
____ Copy of fully executed divorce decree if applicable
____ Copy of signed earnest money contract
____ Copy of lease agreements on rental properties
____ Veterans! Copy of DD 214 and Eligibility Cert. if you have it
____ Check for the cost of your credit report and appraisal
  • In addition, you will need to pay for a credit report and appraisal of the property

Kentucky FHA Requirements: Your Loan Checklist

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10 thoughts on “>Kentucky FHA Requirements: Your Loan Checklist

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