>Kentucky FHA /VA/RHS


Kentucky FHA /VA/RHS

·         No lender fees in KY GOV loansThat’s a red hot savings of up to $764!
·         Manual underwrites allowed
·         Minimum fico on FHA, VA, RHS loans 640
·         credit score >700 = .25 extra better
·         Rural Housing reminder – 
·         REO $100 down program with escrows held for repairs allowed
·         FHA Good Neighbor Next Door Program available
·         High Balance Kentucky FHA/VA
·         Energy Efficient loans allowed

·         620 minimum score required for LTV’s up to 80%
·         700 minimum fico score for LTV’s between 80% – 95% Owner occupied properties, check matrix on Brokers First for 2nd homes and investment properties.
·         45% max DTI for transactions with LTV’s below 80%.  41% max DTI allowed with LTV’s above 80%
·         Low rise and high rise condos allowed
·         Home Opportunities program – low down payment and non-traditional credit references
·         High Balance Conforming loans

·         Up to 97% LTV
·         No Appraisal
·         No MI
·         Second homes and Investment properties allowed

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4 thoughts on “>Kentucky FHA /VA/RHS

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